Agricultural and Commercial Loans
نویسندگان
چکیده
منابع مشابه
An Options-Based Model for Valuing Commercial Mortgage Loans
DRAFT Not to be distributed without permission of the authors. This work is preliminary and subject to modification. Summary This white paper provides a non-technical introduction to the Zealand Commercial Mortgage Loan Pricing Model. The accurate valuation of commercial mortgages is a complex and challenging task. The roots of this difficulty are the complex set of interacting options embedded...
متن کاملMeasuring LGD on Commercial Loans: An 18-Year Internal Study
parameters in a bank’s risk-rating system that impact facility ratings, approval levels, and the setting of loss reserves, as well as developing credit capital underlying risk and profitability calculations. LGD can be measured as either the net charge-off rate (accounting LGD), or the present value of cash losses (economic LGD), with respect to the initial book value of a defaulted obligation....
متن کاملdeterminants of non-performing loans among iranian commercial banks
considering significant influence of financial crisis on the economy as a whole, policymakers spend remarkable resources on supervision and methods to ensure about sustainable financial system . a non-performing loan, or npl, is a loan that is in default or close to being in default. many loans become non-performing after being in default for 90 days, but this can depend on the contract termsan...
متن کاملCommercial Mortgage Workout Strategy and Conditional Default Probability: Evidence from Special Serviced CMBS Loans
This study recognizes that commercial mortgage default is not a one-step process and examines a previously unexplored aspect in the whole default process, that is the stage between the initial delinquency and default. We distinguish the servicers' behavior from the borrowers' behavior. A multinomial logit model is applied to analyze the servicers' choice of workout options and a proportional ha...
متن کاملThe Integration of Qualitative Factors into Expert Systems for Evaluating Agricultural Loans
The ever-changing economic environment is forcing banks to re-evaluate the way loan decisions are made. Several agricultural loan evaluation systems are operational, however, they are not ‘true’ expert systems. While they have all focused on analysing the borrower’s financial position given the current market and economic conditions, most have not taken into account qualitative factors such as ...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: The ANNALS of the American Academy of Political and Social Science
سال: 1922
ISSN: 0002-7162,1552-3349
DOI: 10.1177/000271622209900128